Senior Insurance Specialist Serving Victoria and the Crossroads

Dedicated to Excellence, Committed to You. You shouldn't have to drive to Corpus Christi to find a qualified insurance agent. We serve Victoria, Victoria County, and the Crossroads region with the same personal attention we bring to every client — face to face or over Zoom, whichever works best for you.

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Retirement Options and Lasting Protection, One Agent for Everything

Expert Guidance, Custom Solutions, Lasting Protection. Finding a local insurance agent in Victoria Texas who handles retirement income, life insurance, and health coverage is harder than it should be. We cover it all, so you're not juggling multiple agents or starting over every time your needs change.


Whether you're nearing retirement or already retired and looking for more reliable income, we work through it with you at your pace.

Coverage We Provide to Victoria and the Crossroads

Annuities and Retirement Options

For pre-retirees and retirees in Victoria looking to turn savings into guaranteed income, we specialize in fixed and fixed indexed annuities from carriers like Prudential, Transamerica, and AIG. Retirement options are our primary focus and where we invest the most time with clients.

Life Insurance and Final Expense

From indexed universal life and whole life to term coverage and final expense, we help you choose protection that fits your family and your budget. Final expense policies are designed for seniors, with simple underwriting and straightforward premiums.

Health Insurance for Adults 50–64

If you're not yet 65, we can help you find ACA health coverage that bridges the gap until retirement. We compare plans across carriers so you're not navigating the marketplace alone.

Face to Face or Zoom — Your Choice

Victoria sits at the northern edge of our Coastal Bend service area. If you'd like to sit down in person, we'll arrange it. If the drive isn't practical, we offer Zoom appointments from home.


Either way, you work directly with Raymond Scott, not a call center or a rotating associate. You'll have his personal cell number, and if you ever need to file a claim, he'll help you through it.

Communities We Serve in the Crossroads

Victoria · Port Lavaca · Cuero · Goliad · Edna · Yoakum · Hallettsville · Refugio

Common Questions from Victoria-Area Residents

  • Is there a local insurance agent in Victoria Texas who handles annuities and life insurance?

    Yes. Ray Scott Insurance serves Victoria and the Crossroads region with annuities, retirement options, life insurance, final expense, and health insurance. We offer both face-to-face and Zoom appointments for Victoria-area clients.

  • What life insurance options do you offer?

    We offer indexed universal life, whole life, term life, and final expense coverage from multiple A-rated carriers. We'll compare options based on your goals, health, and budget.

  • What is the Crossroads region?

    The Crossroads refers to the Victoria area, where US-59, US-77, and US-87 converge in South Texas. We serve Victoria County and surrounding communities as part of our broader Coastal Bend service area, which runs from Victoria down to Kingsville.

  • Can I get annuities and retirement planning in Victoria Texas?

    Yes. Annuities and retirement options are our primary specialty. We help Victoria-area clients evaluate fixed and fixed indexed annuities from A-rated carriers and build income strategies designed to last through retirement.

  • Do I need to come to your Ingleside office?

    Not at all. We offer Zoom appointments for clients in Victoria and across the Crossroads, and we can arrange a face-to-face meeting if you prefer. Call Raymond Scott directly to set up a time that works for you.

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Ready to Talk? We're a Phone Call Away.

Raymond Scott has served clients across the Coastal Bend since 2008 as an independent broker, with no single carrier influencing his recommendations. He holds MDRT certification for 2026, a credential earned by fewer than 1% of insurance professionals worldwide, and has earned 55 five-star Google reviews from clients in the region. Learn more on our About Us page (link to /about/).

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