Your Coastal Bend Neighbors in Insurance Trusted Since 2008. Real people. Real relationships. No runaround.
Raymond Scott founded this agency in Ingleside, Texas in 2008 with a straightforward idea: people deserve an insurance agent who knows their name, answers the phone, and shows up when something goes wrong. That idea hasn't changed.
We serve families across the Coastal Bend — from Corpus Christi and Portland to Rockport, Aransas Pass, Victoria, and Kingsville. Whether you're turning 65 and sorting out Medicare for the first time, looking for a retirement income you can count on, or making sure your family is covered if something happens to you, we help you understand your options and choose what actually fits your life.
We work with multiple A-rated carriers — including Aetna, UnitedHealthcare, Prudential, Transamerica, AIG, and Banner Life — so our recommendations are based on what's right for you, not what pays us the most.
Meet Raymond Scott, Owner and Founder
Raymond Scott started his agency after years of watching people get lost in a system that felt more interested in selling policies than solving problems. He wanted to build something different — a local agency where clients could call the owner directly, get a straight answer, and feel confident in the people advising them.
Raymond's cell number is on his business card. That's not an accident.
In addition to leading the agency, Raymond founded Raymond A Financial, an annuity and retirement income practice focused on helping pre-retirees and retirees build income they can't outlive. If guaranteed retirement income is your primary concern, Raymond A Financial is the practice you'll work with — and Raymond is the person you'll hear from.
Raymond holds MDRT certification for 2026. MDRT — the Million Dollar Round Table — is a global professional association that requires members to meet strict annual production standards and adhere to a published Code of Ethics. Fewer than 1% of insurance and financial professionals worldwide qualify. It's the kind of credential that doesn't come from a weekend course.
A Team That Knows You by Name
Raymond doesn't work alone. Ray Scott has a team of trained agents who work under his direct guidance, each focused on the same standard of personal service the agency was built on. When you work with us, you get a consistent point of contact — not a rotating call center.
We meet clients in person at our Ingleside office, by phone, or by Zoom. If you'd rather sit across the table from someone, we can do that too.
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What We Help With
We cover the insurance decisions that matter most for people in their 50s, 60s, 70s, and beyond. Our core areas are annuities and retirement income planning, Medicare coverage, life and final expense insurance, and health insurance for pre-Medicare adults.
If you're not sure where to start, that's exactly what the first conversation is for.
If you're not sure where to start, that's exactly what the first conversation is for.
Is Ray Scott a Local Agency?
We are. Our office is in Ingleside, Texas, and we serve clients throughout the Coastal Bend in person and by phone. We're not a national call center or an online-only platform. When you call us, you reach someone who knows your community.
Who is the owner of Ray Scott?
Raymond Scott founded and owns Ray Scott. He's based in Ingleside and personally available to clients by phone and in-person appointment. His direct cell number is available to clients — not just a general office line.
What is MDRT certification and why does it matter?
MDRT stands for Million Dollar Round Table, a global association of insurance and financial professionals. Membership requires meeting high annual production standards and adhering to a strict Code of Ethics. It's one of the most recognized marks of professional achievement in the industry, and Raymond holds it for 2026.
What is Ray Scott
Ray Scott is the annuity and retirement income practice affiliated with Ray Scott. It's focused specifically on helping clients build guaranteed retirement income through fixed and income annuities. If retirement income planning is your primary goal, Raymond A Financial is the practice you'll work with — led by Raymond Scott.
Can I meet with someone in person?
Yes. We meet clients at our Ingleside office, and Raymond and the team are available for in-person appointments on Tuesdays and Thursdays. We also offer phone and Zoom appointments for clients across the Coastal Bend.
Let's Find What's Right for You
Ray Scott has served Coastal Bend families since 2008 from our home base in Ingleside, Texas. Raymond Scott is a licensed insurance agent and MDRT-certified advisor for 2026, working with clients on Medicare, annuities, life insurance, and health coverage across South Texas. We're an independent agency — which means our only obligation is to you.
