The Coastal Bend's

Local Insurance Agency

Since 2008

Real advice from a real local agent. We compare carriers, handle your claims, and give you direct access to the owner — no call centers, no runaround.

Insurance That Fits Your Life Not a Call Center Script

Most people don't want to become insurance experts. They want someone they can call, someone who knows their name, and someone who will actually pick up when something goes wrong. That's what we do.


We're an independent agency, which means we work for you — not for any single carrier. We compare plans across Aetna, Prudential, Transamerica, UnitedHealthcare, AIG, Banner Life, and more to find what fits your situation. Then we stay with you after the sale.


Raymond Scott, the agency owner, gives every client his direct cell number. When you have a question or a claim, you reach him — not a queue.

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What Can We Help You With?

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Annuities & Retirement Income

Turn your savings into income you can't outlive. We help pre-retirees and retirees across the Coastal Bend build a retirement paycheck using fixed and fixed indexed annuities from A-rated carriers.

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Life Insurance

Whether you need term coverage, whole life, or a final expense policy to spare your family a financial burden, we'll find a plan that fits your budget and your goals.

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Health Insurance

Not yet on Medicare Supplement? We help individuals and families in the Coastal Bend find ACA-compliant health coverage that actually covers what matters.

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Why Coastal Bend Families Choose Ray Scott

  • Independent agency — we represent multiple A-rated carriers and compare options on your behalf, not on a carrier's behalf.
  • Direct owner access — Raymond Scott gives every client his personal cell number. Call or text him directly.
  • Local since 2008 — we've served families in Corpus Christi, Ingleside, Portland, Rockport, and across the region for over 15 years.
  • Five-star Google reviews — our clients speak for themselves, and we'll point you straight to those reviews.
  • MDRT 2026 certified — recognition reserved for the top tier of insurance and financial professionals in the country.
  • Personal claim handling — we don't disappear after you sign. When something comes up, we're in your corner.

Serving Families Across the Coastal Bend

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Local Agency

We're based in Ingleside and work with clients throughout the region. If you're looking for a local insurance agent near you in the Coastal Bend, we likely serve your area.

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Serving All of Texas

We work with clients in Corpus Christi, Portland, Rockport, Victoria, Kingsville, Aransas Pass, and the surrounding communities.

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Questions We Hear Every Day

  • Who do I call for Medicare Supplement and annuities near Corpus Christi?

    Ray Scott serves the entire Coastal Bend, including Corpus Christi and surrounding communities. You can call Raymond Scott directly on his cell — he'll walk you through your options with no sales pressure and no obligation.


  • What's the difference between an independent agency and a captive agent?

    A captive agent works for one company and can only offer that company's products. As an independent agency, we represent multiple A-rated carriers and compare plans across all of them to find what actually fits your needs.

  • Is there a cost to work with you?

    No. Our services are provided at no cost to you. We're compensated by the carriers when you enroll in a plan — your premium is the same whether you go through us or directly to the carrier. The difference is you get a local advisor in your corner.

  • What if I already have coverage but I'm not sure it's the right plan?

    That's one of the most common conversations we have. Bring us what you have and we'll take a look. If your current plan is the right fit, we'll tell you. If there's a better option, we'll show you exactly why.

  • How do I get started?

    Call or text Raymond directly, fill out the contact form, or request an appointment. We typically schedule on Tuesdays and Thursdays, and we'll work around what's convenient for you.

Ray Scott has served families across the Coastal Bend since 2008. Raymond Scott, the agency's owner and principal advisor, holds MDRT certification for 2026 — a distinction earned by fewer than one percent of insurance professionals worldwide. The agency is independent, representing A-rated carriers across annuities, life, and health insurance. Learn more on our About page.


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Ready to Talk to a Local Agent Who Picks Up?

Call Raymond directly, send a message, or request an appointment. There's no obligation — just a straightforward conversation about what you need.

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