Your Local Insurance Agent in Corpus Christi, TX

We're a Coastal Bend agency — not a national call center — serving Corpus Christi seniors and families in person since 2008 with annuities, life insurance, and final expense coverage.

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Reviewed by Raymond Scott, Independent Insurance Broker — Member, Million Dollar Round Table (MDRT) 2026

From the Southside to the Island, from Calallen to the Bayfront, we work with Corpus Christi families across every Nueces County ZIP code. We know which carriers serve this area, which provider networks are available here, and how local plan pricing compares — because this is our market too.


When you call us, you reach a real person who knows Corpus Christi. When you have a question about your coverage, you get a straight answer — not a hold queue and a script.


What We Help Corpus Christi Residents With

Annuities and Retirement Options

If you need your savings to produce reliable monthly income — income you can't outlive — a fixed or fixed indexed annuity may be the right fit. We work with multiple A-rated carriers to find the right structure for your retirement timeline.

Life Insurance and Final Expense

We offer indexed universal life, whole life, and term life insurance for families at all stages, as well as final expense and burial insurance for seniors who want to spare their loved ones the financial burden of end-of-life costs.

Health Insurance for Adults 50–64

If you're between 50 and 64, we help you find ACA health coverage that fits your income and medical needs — without the confusion of shopping the marketplace alone.

Corpus Christi Families Trust Us — Here's Why

Independent agency representing multiple A-rated carriers, including Aetna, UnitedHealthcare, Prudential, AIG, Banner Life, and Transamerica

Serving Nueces County and the Coastal Bend since 2008

55 five-star Google reviews from local clients

Million Dollar Round Table (MDRT) member for 2026 — a credential held by fewer than 1% of insurance professionals worldwide

Direct access to agency owner Raymond Scott by cell — no 1-800 number, no runaround

Personal claim support handled by our trained local team

Frequently Asked Questions from Corpus Christi Residents

  • Is there a local annuity and life insurance agent near me in Corpus Christi?

    Yes. We are a Coastal Bend agency with deep roots in the Corpus Christi area. We meet with clients in person across Nueces County and can also work by phone or video if that's more convenient for you.

  • Do you know which health plans are available in my ZIP code?

    We do. Plan availability, provider networks, and pricing vary by ZIP code across the Corpus Christi area. We compare the plans available at your address so you're not guessing.

  • What's the difference between term and whole life insurance?

    Term life covers you for a set period, such as 10, 20, or 30 years, and is usually the most affordable option. Whole life covers you for your entire life and builds cash value over time. Which is better depends on your budget, your goals, and how long your family needs protection. We walk through both options with you at no cost.

  • What is a fixed indexed annuity and is it right for me?

    A fixed indexed annuity (link to /annuities/fixed-indexed-annuities/) is a contract with an insurance company that grows your savings based on a market index — with a floor that prevents losses — and can be structured to pay guaranteed income for life. Whether it fits your situation depends on your retirement timeline, income needs, and existing assets. We'll give you a straightforward comparison with no pressure.

  • How do I get started with Ray Scott Insurance in Corpus Christi?

    Call us directly or fill out our contact form to schedule a free consultation. Tuesday and Thursday appointments are available, and we can often accommodate same-week requests.

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Ready to Talk? We're a Phone Call Away.

We've helped Nueces County families sort through retirement income and life insurance decisions since 2008. There's no cost to meet with us, and no pressure to buy anything. Just clear answers from someone who knows this area and the plans available here.


Raymond Scott is an independent insurance broker and MDRT member for 2026, based in Ingleside and serving Corpus Christi and the broader Coastal Bend region. Learn more about our background and approach on our About Us page

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